CPA Long Term Disability Insurance - Let's Get Started

Earnings Calculation

Member Information

Coverage Information

Please Note:

If you are requesting $6,000 or more of monthly disability income coverage, you must complete the Earnings Calculation below to determine the maximum monthly coverage amounts for which you are eligible.

Monthly Benefit Amount Minimum monthly Earnings Requirement
$5,000 or less No Minimum
6,000 $9,231
7,000 $10,770
8,000 $12,308
9,000 $13,846
10,000 $15,385
12,000 $18,463

To maintain a benefit amount of $6,000, $7,000, $8,000, $9,000, $10,000 or $12,000, your benefit amount may not exceed 65% of your earnings.

Earnings Calculation

Rate Information

Product Name Coverage Amount Coverage Type Waiting Period Monthly Contribution Net Monthly Rate *

* The Net Monthly Rate represents your monthly rate minus the Annual Cash Refund.

  Cash refunds paid by the Trust can lower your annual cost of insurance. Although they can’t be guaranteed, participants in all AICPA Insurance Trust Life Plans have received cash refunds from the Trust every year without fail since each Plan’s inception.

The rates reflected above are based on the information you provided as of . Complete underwriting of your full medical history and other factors will be required to determine whether you are eligible for coverage. Your actual rate will be based on your age as of the date of your application’s approval.