* The Net Monthly Rate represents your monthly rate minus the Annual Cash Refund.
Cash refunds paid by the Trust can lower your annual cost of insurance. Although they can’t be guaranteed, participants in all AICPA Insurance Trust Life Plans have received cash refunds from the Trust every year without fail since each Plan’s inception.
The rates reflected above are based on the information you provided as of . Complete underwriting of your full medical history and other factors will be required to determine whether you are eligible for coverage. Your actual rate will be based on your age as of the date of your application’s approval.
Preferred, Select, and Standard Rates are available for all eligible ages. The minimum coverage for Standard Rates is $250,000. If you are applying for the 20-year term policy, the maximum age to apply is age 55. If you are applying for a 10-year term policy, the maximum age to apply is age 65. Calculate your rate here.